Oh no! We are sorry to hear about your camera! No need to worry! We here at ifixit see these issues often and are equipped with the knowledge and capability to help customers move in the right direction!
-First what you will want to do is get a Phillips Head screwdriver and remove the screws from the back of the camera.
-Next, remove the back panel and unplug the copper wires connected to the motherboard.
-After that your lens should pop right on out!
If you would like a step-by-step visual of how it is completed, here is a guide on changing out the camera lens!
Panasonic Lumix DMC-ZS8 Lens Replacement
I hope this points you in the right direction and please let us know if we could be more of assistance to you!